Nicaragua

  Nicaragua  

Nicaragua: Beautiful and Affordable


Along Central America’s Pacific coast you’ll find rocky outcrops, world-class surf, and some of the most jaw-dropping views in the world. If it’s natural beauty you are after, Nicaragua is the jewel of this stretch of coast.

Today's Nicaragua is like a newborn child, eyes bright with hope with a smile promising a great future. The country stuns with its physical beauty, something that surprises every newcomer. Majestic volcanoes pepper the horizon along the Pacific Ring of Fire, some with billows of white smoke, proclaiming the life within, while others sleep, protecting their sparkling crater lakes for you to enjoy.

Lake Colcibolca, the 19th largest lake in the world, houses Ometepe Island, a magical place that soothes the soul with its own lakes, volcanoes and verdant green forests. White sand beaches and turquoise water with low-hanging palms greet you on the Caribbean side of Nicaragua. Bosawas National Reserve offers a dense rainforest, second only to the Amazon in the western hemisphere. Hiking, rock climbing, floating down crystal clear rivers, surfing a volcano and more are only some of the adventures in Nicaragua.

Because Nicaragua is just emerging as a tourist and retirement destination, many take advantage of the economical real estate and rental prices to retire early. Here you can buy an oceanview acre with a two-bedroom, two-bathroom house for less than $150,000, something that would cost easily over a million in the U.S.

Ocean-view condos for under $100,000 still exist, as do fully-furnished apartments to rent for $400 to $500 a month with all amenities and a block's walk to the beach. Don't despair if you want "more" of a house, as upscale mansions with a 240-degree view of the ocean exist for those with deeper pockets. The truth is, you can easily build your dream house and your dream life in Nicaragua, for about an 8th of the price of what it would cost you back home.

Still lacking a strong infrastructure, Nicaragua, like Costa Rica maybe 40 years ago, offers people from the U.S. and Canada and elsewhere the role of true pioneers. These expats are helping to shape Nicaragua into the tourist mecca it will become. New government laws with unparalleled tax benefits help expats form corporations and open businesses with ease.

Nicaragua is not for everyone. It's more primitive and wild than its Central American neighbors. It's for the young-at-heart, who don't worry if the electricity goes off, who don't stress over guests arriving late, who don't want to sit around just watching TV when they retire. It's for those with vision, who want adventure, want to feel young again and who want to create their ideal retirement. Don't wait any longer. Let Nicaragua surprise you.

 

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Fast Facts About Nicaragua

Nicaragua-FF
  • Population: 5,788,531
  • Capital City: Managua
  • Climate: Tropical in lowlands, cooler in highlands
  • Time Zone: GMT-6
  • Language: Spanish
  • Country Code: 505

Archives

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Three Most Affordable Overseas Retirement Havens in 2016

Cost of living can be a major concern for people on fixed pension, annuity, and other retirement income sources. In International Living’s 2016 Global Retirement Index, three countries stand out from the top 23 retirement locations in the world as having the best cost of living:

Cost-of-Living

3 Top Retirement Havens With The Lowest Cost Of Living

In the right places beyond our borders today, you’ll find you have more good choices than ever for a comfortable—even a pampered—retirement. In International Living’s 2016 Global Retirement Index, three countries stand out from the top 23 retirement locations featured in the Index, as having the lowest cost of living in the world:

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Mexico’s Creepy Cave, Japan’s Doll Village and Much More…

Whipping and flickering across the night sky, the Northern Lights, or Aurora Borealis, are on many travelers’ bucket lists. And northern Finland is one of the best places in the world to observe this stunning natural phenomenon.

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The Five Best Bang-for-Your-Buck Retirement Havens: Part 2

“I really love my life in Guatemala. The low cost of living makes me feel that the opportunities here are endless, and I feel like I can really carve out my little spot here in paradise,” says expat Tara Tiedemann of her life in colonial Antigua, a gem at the heart of Guatemala. “It’s amazing how far your money goes in Guatemala. For $500 a month, I can rent a beautiful apartment in a colonial-style building right in Antigua. I’m within walking distance of the Central Park and my favorite bakery for fresh banana bread.

matagalpa

Rediscover Your Retirement Dreams in Low-Cost Nicaragua

When you were younger, what did you envision your retirement would look like? Long, happy days where you wouldn’t have to work the 9-to-5 grind anymore. Playing golf or going to the beach on a sunny Wednesday afternoon. You probably saw yourself pursuing hobbies and taking classes that you never had time for before.

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The World’s Best Places to Retire in 2016

Retiring abroad is easier and more affordable than ever before. These days it really is possible to spend your days relaxing beneath palm fronds on a Caribbean beach, enjoying farm-fresh produce in a mountain haven with year-round spring weather, or wandering the storied streets of a historic and cultured European city…or all of the above. But with so many choices available, finding the right one can seem daunting.

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Retire to This Beautiful University City For $1,200 a Month

Leon is one of the oldest cities in Nicaragua and second-largest city in the country after the capital of Managua. It has a warm climate with average highs in the high 80s F and average lows in the 70s F and also has terrific colonial architecture to recommend it. Leon is great place to live if you want to be close to the beaches…you can enjoy all the conveniences of a big city, amid beautiful surroundings, and still be only 11 miles from Nicaragua’s stunning ocean beaches.

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Pina Coladas, Tropical Sunshine, and Earning Adventures

Jim Sayers considers himself a very lucky man. “I have lived in three Central American countries—Panama, Nicaragua, and Costa Rica—and am in love with each one,” he says. “In each the people are so friendly. Add to that a wonderful year-round climate and most of the stressful issues associated with living in Canada or the U.S. are virtually non-existent.

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Swimming Pigs and Evicted Mummies

Somoto Canyon is one of the oldest rock formations in Central America, and Northern Nicaragua’s most-impressive natural attraction. But it went undiscovered until 2004, when a team of Czech and Nicaraguan scientists stumbled upon this colossal natural wonder.

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The World’s Top Retirement Havens for 2016

Retiring abroad is easier and more affordable than ever before. These days it really is possible to spend your days relaxing beneath palm fronds on a Caribbean beach, enjoying farm-fresh produce in a mountain haven with year-round spring weather, or wandering the storied streets of a historic and cultured European city…or all of the above. But with so many choices available, finding the right one can seem daunting.

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Cheap, Productive Farmland: Your Path to Fortune

The world is roaring toward food shortages. According to the World Bank, at least 50% more food is needed by 2050 to feed nine billion people. And it’s not just more food that’s needed; this fast-growing, global middle class wants different foods—producing meat takes a lot of water and animal feed. China, for example, has added 100 million new middle-class mouths in the past decade. Brazil has seen its middle class grow by 40 million from 2005 to 2011. Now 54% of the population, or 103 million people, fall within Brazil’s middle class.

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Live in This Funky Beach Town of San Juan del Sur For $1,500 a Month

“Where else could we find this life?” says expat Monica Sedgwick of the one she and her husband James have created in San Juan del Sur, Nicaragua. “We’re living in paradise, paying $200 a month for a three-bedroom apartment with a super view of the bay.” Stroll through San Juan del Sur and you’ll see colorful buildings of all different sizes flanking the ocean. They house surf shops, bakeries, beach clothing stores, hotels, and hostels, from basic to top-dollar. Buy hand-made jewelry from artists from every continent.

Nicaragua

Swapping the American “Dream” for a Simpler Life in Nicaragua

Justin and Sarah Fahey did everything the way you are “supposed to” in the U.S. They focused on their educations, both finally getting Master’s degrees at Boston universities. They got married. Justin landed a sales job for a large research company and Sarah worked as a counselor in a private Massachusetts school. The road to the American Dream stretched out before them. Everything was perfect. Or was it?

Ecuador

The Easy Way To Make Your Money Go Further

Imagine if you could snap your fingers and instantly cut your monthly expenses in half. You’d effectively double the value of the money you budget for monthly expenses. It would mean the cash you once used for monthly bills would be available for other uses. There are hundreds of beautiful retirement locations around the world where this is possible. For the past 15 years, my wife, Suzan Haskins, and I have lived in many of them.

Lyon

The Giantess and the Big-Headed Midget

On December 8, 1852, the people of the French city of Lyon lit candles in their windows to celebrate the raising of a statue of the Virgin Mary on the city’s Fourvière Hill. Now, more than 160 years later, this tradition has grown into the annual Festival of Lights, which sees the streets of Lyon lit up by more than 70 artistic light displays from December 5 to December 8. Millions of visitors arrive during the festival to take in these ornate, creative works, as the windows, fountains, and trees of Lyon light up with every color imaginable.

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“In Matagalpa, I Have Hope Again”

Life here is just easy,” says 66-year-old Ira Stephenson of his new life in the mountain town of Matagalpa, Nicaragua. “I lived in many other places around the world before I came here, and Matagalpa felt like home from the very beginning.” Back in Sacramento, California, Ira worked in drywall construction. But after a severe work injury, several unsuccessful surgeries, and plain bad luck, Ira found himself unemployed, disabled, and with very little money.

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The Five Best Up-And-Coming Beach Towns For Retirees (Part Two)

Often voted one of the best beaches in the Caribbean, West Bay Beach, on the western end of the island of Roatán, Honduras, boasts a growing community of contented, beach-loving expats—part- and full-time. West Bay rests along Roatán’s northwestern shore, which is perfectly protected from the island’s prevailing southeastern breezes. This leaves the turquoise waters calm and still, perfect for a refreshing swim or snorkel. For many residents, a people-watching stroll on the white sands with a cold beer in hand is a daily routine.

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Reinventing Family Life Abroad

Justin and Sarah Fahey did everything the way you are “supposed to” in the U.S. They focused on their educations, both finally getting Master’s degrees at Boston universities. They got married. Justin landed a sales job for a large research company and Sarah worked as a counselor in a private Massachusetts school. The road to the American Dream stretched out before them. Everything was perfect. Or was it?

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Your Choice of Nicaraguan Retreats from $1,200 a Month (Part One)

“Where else could we find this life?” says expat Monica Sedgwick of the one she and her husband James have created in Nicaragua. “We’re living in paradise, paying $200 a month for a three-bedroom apartment with a super view of the bay.” And they’re not the only expats to have discovered the wonderfully affordable lifestyle this retirement haven has to offer.

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Your Choice of Nicaraguan Retreats from $1,200 a Month (Part Two)

Picture rolling, green foothills covered in forest, which frame mountains up to 2,300 feet high…the city itself, orange-tiled roofs over houses painted all colors of the rainbow, creeping up the mountainside. That’s Matagalpa.

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A Six-Figure Lifestyle on $1,500 a Month

Adrienne made the move to Nicaragua with Pax, her one-year-old son. As a 41-year-old woman, she still had to create an income. Back in Whistler, Canada, she had a successful nail salon business that she sold in 2012. When she arrived in Nicaragua, she had just under $10,000 to invest.

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Swap Your Daily Grind for a Beach Life With Income

A family reunion for a 100-year-old aunt took Bob Urzua to San Juan del Sur for the first time. He fell in love with the place. The peace and tranquility attracted him immediately—he felt so good and calm on his trip. Would he feel this way if he lived here all the time? He decided to find out.

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The Pleasures of a Walkable Neighborhood

Before the automobile came along, people lived life on a more intimate scale. You shopped at the local butcher, baker, and grocer (whom you knew by name). The café downstairs, or down the street, was your second home, and its patrons your second family. You scheduled your day by how long it took to walk from place to place…and nobody was in a rush, anyway.

Granada

No Regrets About Retiring to This Affordable Haven

After nine years of living in Nicaragua, Darrell and Amy Bushnell still feel it was a great choice for their retirement. The people are friendly and accepting, the cost of living is low, and a welcoming expat community provides a busy social life.

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Tattoos, Mooncakes, and Mama Negra

As fall arrives in the northern hemisphere, Nicaragua remains warm, with temperatures averaging 79 F. That makes it easy to enjoy the outdoor festivities that sweep the country. The San Jerónimo festival, in the city of Masaya, sees a statue of the country’s patron saint taken from its usual haunt, the church altar, and carried around the town, accompanied by traditional dancers. One of the procession’s highlights is the Mozote y Verga, in which dancers reenact great battles of Nicaragua’s past from the Filibuster War of 1856 to the ousting of the dictatorship in 1979. The event kicks off on September 30.

“Why I Started International Living”

We began International Living as a dream. Now it is a reality, not just for us but for thousands of people. I’ve met hundreds of them myself. And never have I met one who regretted it. But let’s back up. When I launched International Living in 1980, I really didn’t know much about living overseas…and barely anything about living at all. I was only 32 years old. What I thought I knew back then came mostly from reading…and from my junior year abroad, which was spent in Paris in 1969.

Green, lush, and clean: Matagalpa is the name given to both a department and city in the highlands of Nicaragua. Because of its elevation, Matagalpa has a more temperate climate than some other popular locations in Nicaragua—IL Correspondent, Bonnie Hayman, says it’s similar to that of San Diego. Because of the temperate climate, Matagalpa is often referred to as the “Land of Eternal Spring.” Expect average daily high temperatures of between 65 F and 75 F year-round.

Discover the Next Great Highland Destination

In this latest Debrief—exclusive to you as an International Living VIP member—Dan Prescher talks to IL Nicaragua Correspondent Bonnie Hayman about a little-known city that’s set to be the next great highland destination.

Granada

Find Fulfillment by Starting a Business Abroad

On my first trip to Granada, Nicaragua several years ago, I stopped in a small bookshop in the historic colonial quarter, just a few blocks from the main square. It was evident the owner—an expat from California—was a lover of literature. Classics…science fiction…travelogues…histories…and more lined the shelves. As I chatted to him, it emerged that he got started when he was just passing through Granada and, looking to make a bit of extra travel money…he laid books out on a blanket on the street to sell.

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$200 a Month to Rent and 22 Beaches to Play On

Monica Sedgwick and her husband, James, wandered into the laidback Nicaraguan beach town of San Juan del Sur about seven years ago. The pair were immediately hooked on its gorgeous beaches…quieter lifestyle…fun people…and the fact that it was cheap to live there.

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Top 5 Travel Adventures in Nicaragua

I’ve lived in Nicaragua for seven years, and I can tell you that this is one of the most beautiful, affordable, and exciting countries in Central America. You can leave your stressful life behind and relax in the tranquility of a liquid gold touched sunset, listen to a gentle forest rain, or watch from your patio as thousands of fireflies make it look as though the stars have descended from the sky. And if you like excitement and adventure, Nicaragua will not disappoint.

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Dive in the Great Blue Hole or Grab a Piece of Prehistory

Jacques Cousteau once declared the Blue Hole in Belize to be one of the best diving spots in the world—and few would disagree. The Blue Hole, part of the Lighthouse Reef system, is an almost-perfect circular limestone sinkhole that is nearly 1,000 feet wide and more than 400 feet deep. This striking ocean feature sits like a giant blue pupil in a sea of turquoise.

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Is This the Perfect Ocean-View Retirement?

“I go into my kitchen and look out over my pool to the ocean. I can see all the way to the mountains in neighboring Costa Rica. On my terrace are beautiful potted plants including orchids hanging from coconut trees. I feel blessed,” says Lawrence. Lawrence and Jeanne were living a high-powered life in the Big Apple, working and raising three children.

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Cost of Living in Matagapla

Your cost of living in Matagalpa depends on all the home “comforts” you need, how often you entertain and how often you want to enjoy the city’s entertainment and other various factors. One expat who has lived in Matagalpa for four years says he spends $1,000 a month for himself, his wife, two kids, and one on the way. Their three-bedroom, two-bath house with garage and backyard rents for $300 a month. He has a $400 a month budget for food, and he spends $75 a month for all of his utilities. The extra $225 a month is for whatever they feel like spending the money on.

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Real Estate in Matagalpa

You can’t live any cheaper in Nicaragua than Matagalpa. You’ll find a brand new three-bedroom, two-bath house with front patio and back yard rents for just $200 a month.

If you’d like to live in the heart of downtown, where all the action is, plan to spend from $350 to $600 for a rental, depending on how big the place is and the location.

Lifestyle in Matagalpa

Lifestyle in Matagalpa

A lifestyle in Matagalpa can be described as calm, peaceful, and beautiful. In a typical day in this middle-class city, you may meet some friends at any one of the several modern cafés: Baristas, El Gran Cafe, Seleccion, for what could be the best cup of joe you’ve ever had. One of Matagalpa’s main industries is coffee production.

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Retire in Matagalpa

Matagalpa is one of Nicaragua’s undiscovered gem. This city has been thriving for hundreds of years and just now hit our radar as expats from the U.S. start moving in. A mountain town, Matagalpa boasts a year-round, spring-like climate and stays green all the time. With fresh weather, pristine lakes and rivers, the city nestles within nature, providing many outdoor activities.

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Craft Beer Brewing Thrives Across Latin America

The global rise in demand for craft beer from microbreweries has given birth to thousands of small businesses—brewing, serving, and distributing. In a backlash against mass production, the world wants its beer made in small quantities with great care. It has become a business where manufacturer and consumer are chasing discerning production…and the small operator has a great chance of succeeding.

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Matagalpa: Nicaragua’s Cool, Green, Mountain Retreat

You notice the difference the minute your vehicle starts lumbering up the excellent road that circles the city. You suddenly feel a cool breeze through the window; everything is green and fresh. You’ve left the hot lowlands behind. You feel like you are somewhere else as you pass acres of coffee beans drying out in the sun, trees that you’ve never seen before, mountain vistas at every turn, and horses and cattle on their ranches eyeing you curiously. Miles and miles of thick forest beckon you to explore.

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Southern Nicaragua: Get Killer Views for Low Prices… While You Can

Eleven years ago, I made my first public speech about opportunity in international real estate. The topic? “Nicaragua: The Next Costa Rica?” I argued that indeed it was. The premise of my talk was straightforward. Over time, I predicted, Nicaragua would develop along lines similar to those tourist-friendly Costa Rica has followed.

Ecuador

The Cheapest Places to Retire: Five Towns Where You Can Live Better For Less

At home, prices are rising. It costs more to put gas in the car, buy groceries, and pay for health insurance. At the same time, retirement savings eroded in the market downturn. If you’re looking overseas for a low-cost alternative to an uncertain retirement at home, there’s good news. You can find it in places that offer not just “cheap” living, but a whole basketful of benefits, too—places where a mild spring-like climate is yours all year round…beaches are of powder-white sand…snow-capped mountains soar above colonial towns…and your costs could be as low as $1,000 a month.

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Sign up for our free daily Postcard e-letter and we'll immediately send you a FREE RESEARCH REPORT on the most desirable —and cheapest— retirement havens available to you today.

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